Buying your first home is a very exciting step! Barefoot Mortgage is here to guide you through every step of the loan process.

Before finding your new home, we can help you get pre-qualified at no cost. We can also match you with a trusted real estate agent through our partner networks. Our variety of loan options allow you to buy your first home with little money down and we will work to ensure the loan payments meet your unique needs.

First time home buyers have a lot of questions and your mortgage concierge is always available to provide personal attention. They can explain the application process, provide tips to use during your home search, and make sure that you find the perfect home for your needs and budget.

Popular Loan Programs for First-Time Home Buyers:

30-Year Fixed Rate Mortgage

The most secure loan program. Lock in a low payment and sleep tight knowing that your rate will not change.

FHA Loan

Perfect for the buyer that wants to put less money down. Purchase your house with as little as 3.5% down!

VA Loan

An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI. Find out today if you qualify!

USDA Loan

Buyers in rural and suburban markets may be able to use a USDA loan, which requires no money down and no monthly mortgage insurance.

Conventional Loan

Conventional loans from Fannie Mae and Freddie Mac are available that allow as little as 3% down.

If you have less than perfect income or credit, we have programs that may fit your needs!